CoverChecked US Money Guides
About

Editorial policy

CoverChecked is an independent publisher covering life insurance and credit cards for US readers.

Reviewed 12 October 2026 · Written and edited by M. Maciel

Editorial policy

Who writes and who is responsible

CoverChecked is written and edited by M. Maciel, who is accountable for everything published on it.

How content is produced and checked

One page answers one question. Figures trace to a named source. Any number a reader could recompute is shown with its working. Where an answer changes by state or by date, the page says so beside the figure.

Editorial independence

Advertisers have no input into what is published and never see a page before it goes live.

Advertising on this site

Ads are labelled and kept out of data tables, calculator results and next-step links.

What this site is not

Not an insurer, broker, bank or lender. Nothing here is individual financial, tax or legal advice.